Terms of Use

Agreement to Terms

By accessing or using the North Annun website (northannun.live) and services, you agree to be bound by these Terms of Use. If you do not agree to these terms, please do not use our website or services.

These terms constitute a legally binding agreement between you and North Annun regarding your use of our website and services. We may modify these terms at any time, and your continued use of our services following any changes indicates your acceptance of the modified terms.

Description of Services

North Annun provides research, analysis, and consulting services focused on the economic impact of artificial intelligence in Singapore and the broader ASEAN region. Our services include, but are not limited to:

• Industry impact reports and sector analysis
• Economic forecasting and market projections
• Strategic advisory and consulting sessions
• Policy analysis and regulatory assessments
• Custom research engagements

Specific service offerings, pricing, and delivery terms are detailed on our Services page and in individual service agreements.

Intellectual Property Rights

All content on this website, including but not limited to text, graphics, logos, images, data compilations, and software, is the property of North Annun or its content suppliers and is protected by Singapore and international copyright laws.

Research reports, analysis, and other materials provided through our services are licensed for the specific use outlined in your service agreement. Unless explicitly stated otherwise:

• Materials are for internal use only
• Redistribution or resale is prohibited
• Derivative works require written permission
• Attribution must be maintained for any permitted quotations

User Conduct

When using our website and services, you agree not to:

• Use the services for any unlawful purpose or in violation of any applicable laws
• Attempt to gain unauthorized access to any portion of the website or services
• Interfere with or disrupt the website or servers
• Use automated systems or software to extract data from the website
• Impersonate any person or entity or misrepresent your affiliation
• Upload or transmit viruses or other malicious code
• Violate any applicable data protection or privacy laws

Research Disclaimers

The research, analysis, and opinions expressed in our publications and services are based on sources and information we believe to be reliable. However:

• We do not guarantee the accuracy, completeness, or timeliness of any information provided
• Our analysis represents our current views and is subject to change without notice
• Past performance indicators and projections do not guarantee future results
• Our services are not intended as legal, tax, or investment advice
• Users should conduct their own due diligence before making business decisions

North Annun assumes no responsibility for any investment, business, or strategic decisions made based on our research or services.

Limitation of Liability

To the maximum extent permitted by applicable law, North Annun shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses resulting from:

• Your use of or inability to use our services
• Any unauthorized access to or use of our servers or any personal information stored therein
• Any interruption or cessation of services
• Any bugs, viruses, or other harmful code that may be transmitted through our services
• Any errors or omissions in any content

In no event shall our aggregate liability exceed the amount you paid us, if any, in the twelve months preceding the claim.

Indemnification

You agree to indemnify, defend, and hold harmless North Annun and its officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, costs, or expenses arising out of or in any way connected with your access to or use of our services, your violation of these terms, or your violation of any rights of a third party.

Service Agreements

Specific terms for paid services are governed by separate service agreements. In the event of any conflict between these Terms of Use and a specific service agreement, the service agreement shall prevail. Service agreements may include additional terms regarding:

• Payment terms and cancellation policies
• Confidentiality obligations
• Specific licensing terms for deliverables
• Service level commitments

Governing Law

These Terms of Use shall be governed by and construed in accordance with the laws of the Republic of Singapore, without regard to its conflict of law provisions. Any disputes arising from these terms or your use of our services shall be subject to the exclusive jurisdiction of the courts of Singapore.

Severability

If any provision of these Terms of Use is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary so that these terms shall otherwise remain in full force and effect.

Contact Information

For questions about these Terms of Use, please contact:

North Annun
138 Robinson Road, #28-01 Oxley Tower
Singapore 068906
Email: [email protected]

Last updated: May 2026